Run your figures in a matter of seconds to find out how much cash you need, and what your repayments may be.
Complete the steps and we will “sense-check” your rate against market leading offers and SMS you with the result.
See your loan’s health rating less than 60 seconds, and get an understanding of how much you could save.
Find out in a matter of seconds if your pre-approval makes sense…
Your Sense Check is on the way to your phone! Check your messages to see the result.
Disclaimers and Assumptions.
The information in this calculator is to be used as GUIDE ONLY and is not to be relied upon for critical decision making. Always consult your broker or solicitor about your specific circumstances.
The health check compares your input rates against current market rates and determines estimated savings if you were to switch loans, based on the input loan amounts and input remaining loan term. It does not take into account any details relating to your specific individual circumstances that may affect your rate or ability to switch loans or lenders. Always consult your broker or solicitor about your specific circumstances.
By switching loans and making the NEW minimum monthly repayment ( per month) you will save over the life of your loan.
By switching loans and making higher repayments (the same min. monthly repayment as your current loan) ( per month) you will save over the life of the loan. AND pay off your loan months earlier!
The calculator does NOT account for all associated purchase costs, such as legal fees, lender fees, insurance fees, etc. Always consult your broker or solicitor about your specific circumstances.
Stamp duty, property transfer fees, and mortgage registration fees are taken from the relevant state or territory land titles office websites as at January 2024. The calculator assumes that the user is an Australian resident or citizen, and does not take into account any government schemes or exemptions. Always consult your broker or solicitor about your specific circumstances.
All lenders have specific LVR guidelines for various property types, locations, values, etc. which determine what lending is acceptable. Always consult your broker or solicitor about your specific circumstances.
The interest rate in the repayment table is an estimated market rate and does not represent a rate that is relevant to your specific circumstances, or to the figures and calculations in the funding table.