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PRIVATE AND NON-BANK LOANS

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How much do you want to borrow?

Is it for?

What is the expected purchase price?

How much do you want to borrow?

Preferred loan term?

What is the primary purpose of the loan?

Do you want to?

Purchase
Refinance
Both

What is the expected purchase price?

How much of a deposit do you want to contribute?

What loan balance are you looking to refinance?

What is the expected purchase price?

How much of a deposit do you want to contribute?

What loan balance are you looking to refinance?

Australia has a broad lending market, which means that if you can’t secure finance from a mainstream bank, there’s a good chance you can from a private lender or a non-bank lender. Azura Financial work with a range of alternative lenders, to ensure clients with non-standard scenarios still have access to home loans and commercial loans. You might be surprised to discover just how competitive these lenders are in terms of interest rates.

What is a Non-Bank Lender?

A non-bank lender is an institution that offers lending but doesn’t take deposits. Non-bank lenders typically serve borrowers who can’t qualify for finance through mainstream banks. This can include people who are self-employed, have recently migrated to Australia, have chequered credit histories, have small deposits or have complex scenarios. Azura Financial partner with some excellent non-bank lenders who offer flexible credit assessments, fast turnaround times and personalised customer service.
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Australia has a broad lending market, which means that if you can’t secure finance from a mainstream bank, there’s a good chance you can from a private lender or a non-bank lender. Azura Financial work with a range of alternative lenders, to ensure clients with non-standard scenarios still have access to home loans and commercial loans. You might be surprised to discover just how competitive these lenders are in terms of interest rates.

What is a Non-Bank Lender?

Australia has a broad lending market, which means that if you can’t secure finance from a mainstream bank, there’s a good chance you can from a private lender or a non-bank lender. Azura Financial work with a range of alternative lenders, to ensure clients with non-standard scenarios still have access to home loans and commercial loans. You might be surprised to discover just how competitive these lenders are in terms of interest rates.
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WHO IS AZURA FINANCIAL

Our Highest Priority Is Your Financial Well-Being

At Azura Financial, our award winning team’s number one objective is to empower our clients to strategically navigate the lending landscape and achieve their goals.

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What is a Private Lender?

A private lender is an individual or entity – such as a sophisticated investor, family office or fund manager – that provides loans but isn’t a bank. The big advantage of using a private lender to buy residential or commercial property is that the financier is likely to be much more flexible than a mainstream bank, and therefore more willing to support non- standard borrowers and approve non-standard scenarios. In return, private lenders generally charge higher interest rates.

Why Private Loans and Non-Bank Loans Can be Such a Great Solution

Securing finance through a non-bank or private lender can be a good option for borrowers who can’t get a loan through a mainstream bank. While alternative lenders generally charge higher interest rates, Azura Financial can help you refinance to a lower-rate loan with a mainstream bank once your circumstances have changed and you meet mainstream lending policy.
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What is a Private Lender?

A private lender is an individual or entity – such as a sophisticated investor, family office or fund manager – that provides loans but isn’t a bank. The big advantage of using a private lender to buy residential or commercial property is that the financier is likely to be much more flexible than a mainstream bank, and therefore more willing to support non- standard borrowers and approve non-standard scenarios. In return, private lenders generally charge higher interest rates.

Why Private Loans and Non-Bank Loans Can be Such a Great Solution

Securing finance through a non-bank or private lender can be a good option for borrowers who can’t get a loan through a mainstream bank. While alternative lenders generally charge higher interest rates, Azura Financial can help you refinance to a lower-rate loan with a mainstream bank once your circumstances have changed and you meet mainstream lending policy.
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Hear from our clients

Rated 5 Stars with 600+ Reviews

"Had a fantastic experience using Azura Financial for my IP. Max Harris and team made the entire process smooth and stress free. Max was always available when I had questions. I really liked the way he simplified and communicated clearly to make things easier to digest. In addition, the cashflow spreadsheets were so helpful! I was also pleasantly surprised how quick Max and team were able to turnaround pre-approval to conditional, particularly when it was peak festive season. Would definitely recommend!"
Jenny Cee

February 2025

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This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

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