Unlock More Options with Alternative Lenders

PRIVATE AND NON-BANK LOANS

Unlock More Options with Alternative Lenders

How much do you want to borrow?

Borrow amount

Is it for?

Is it for

Personal Business

What is the expected purchase price?

Expected purchase price

Name

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How much do you want to borrow?

Enter your expected loan amount ($AUD)

Preferred loan term?

Loan term

What is the primary purpose of the loan?

Purpose

Name

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Do you want to?

What is the expected purchase price?

Expected purchase price

How much of a deposit do you want to contribute?

Deposit contribution

What loan balance are you looking to refinance?

Loan balance

Name

Mobile

Australia has a broad lending market, which means that if you can’t secure finance from a mainstream bank, there’s a good chance you can from a private lender or a non-bank lender. Azura Financial work with a range of alternative lenders, to ensure clients with non-standard scenarios still have access to home loans and commercial loans. You might be surprised to discover just how competitive these lenders are in terms of interest rates.

What is a Non-Bank Lender?

A non-bank lender is an institution that offers lending but doesn’t take deposits. Non-bank lenders typically serve borrowers who can’t qualify for finance through mainstream banks. This can include people who are self-employed, have recently migrated to Australia, have chequered credit histories, have small deposits or have complex scenarios. Azura Financial partner with some excellent non-bank lenders who offer flexible credit assessments, fast turnaround times and personalised customer service.

What is a Non-Bank Lender?

WHO IS AZURA FINANCIAL

Our Highest Priority Is Your Financial Well-Being

At Azura Financial, our award winning team’s number one objective is to empower our clients to strategically navigate the lending landscape and achieve their goals.

What is a Private Lender?

A private lender is an individual or entity – such as a sophisticated investor, family office or fund manager – that provides loans but isn’t a bank. The big advantage of using a private lender to buy residential or commercial property is that the financier is likely to be much more flexible than a mainstream bank, and therefore more willing to support non- standard borrowers and approve non-standard scenarios. In return, private lenders generally charge higher interest rates.

Why Private Loans and Non-Bank Loans Can be Such a Great Solution

Securing finance through a non-bank or private lender can be a good option for borrowers who can’t get a loan through a mainstream bank. While alternative lenders generally charge higher interest rates, Azura Financial can help you refinance to a lower-rate loan with a mainstream bank once your circumstances have changed and you meet mainstream lending policy.

What is a Private Lender?

Why Private Loans and Non-Bank Loans Can be Such a Great Solution

Hear from our clients

Rated 5 Stars with 400+ Reviews

"The team at Azura Financial made the process of obtaining a home loan as stress free and easy as possible. Everything was put into simple terms and easy for us to understand. Their knowledge of the market is second to none! Would highly recommend to anyone looking for a home loan."

Benjamin Cauchi

October 2023

PRIVATE AND NON-BANK LOANS