Following the 2025 Federal Election, the Albanese-led Labor Government has secured a renewed term. With housing policy central to Labor’s campaign, this result has important implications for buyers, owners, and investors alike.
Labor’s housing agenda centres around supply, accessibility, and affordability, with several key initiatives now moving from promise to policy:
🔹 1.2 million new homes by 2029 through the National Housing Accord — a coordinated effort across government, developers, and community housing providers.
🔹 Help to Buy shared equity scheme — enabling eligible Australians to enter the market with deposits as low as 2%, supported by a government contribution of up to 40%.
🔹 Expansion of Home Guarantee Schemes — with broader eligibility and increased availability for singles, couples, and families, reducing the need for LMI.
🔹 $10 billion Housing Australia Future Fund (HAFF) — set to deliver 30,000 social and affordable homes over five years, easing pressure in the rental market.
🔹 Build-to-Rent tax incentives — expected to reshape the rental landscape by encouraging institutional investment in long-term, professionally managed housing.
As noted in recent commentary, these measures are designed to “lower the barrier to entry” and “support a wider range of buyers,” while providing long-term structural improvements to housing supply and choice.
While there are no immediate changes to tax policy for investors, factors such as migration, infrastructure pipelines, and Build-to-Rent competition may still influence strategy.
With interest rates holding steady and potential cuts forecasted later in the year, this period may present an opportunity — particularly for those considering upgrading or refinancing.
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